Here’s a quick update on the Richardson, Texas housing market. Homes are selling at a similar pace as before, with just over 100 sold recently. The number of homes available and selling remains consistent....
January 2026
Las tasas hipotecarias han caído a alrededor del 6.15%, el nivel más bajo en un año y por debajo del promedio histórico del 7.7%, lo que indica un mercado inmobiliario más accesible y estable para 2026. Esta reducción implica cuotas mensuales más bajas y mayor poder adquisitivo. Se recomienda a los compradores mejorar su puntaje crediticio, gestionar deudas, aumentar el pago inicial, comparar...
Mortgage rates can change frequently, affecting home buying and refinancing decisions. When rates rise, buyers should act quickly and consider adjustable-rate mortgages (ARMs) for flexibility. Rising rates often create a buyer’s market with more negotiating power. In stable or declining rates, expect a seller’s market and get prequalified early. Refinancing options vary; a no-cost refinance analysis...
Here’s a quick update on Denton County’s real estate market. More homes are changing hands, but prices remain steady. Houses are still available, and buyers have options without rapid price changes....
2025: Rates are forecast to ease mid-year from 5.8% toward 5.1% as Fed moves and cooling inflation support declines. 2026: Rates are projected to keep dropping, possibly falling below 4% by December, improving affordability for patient buyers....
A 1% drop in mortgage rates could add 5.5 million buyers to the market; rates have already fallen 0.75%. Current rates near 6.25% suggest only a 0.25% further drop is needed to unlock this demand. Experts predict rates around 6.2% in 2026, supporting modest affordability improvements and increased inventory. Median home prices have declined, easing monthly payments. The 2026 housing market may normalize...
Mortgage demand for new homes rose 3.1% year over year in November but fell 7% month over month. New single-family home sales were estimated at a seasonally adjusted annual rate of 755,000 units, down 2.1% from October. Average loan size decreased slightly. FHA loans accounted for 37.1% of applications, with 24% using adjustable-rate mortgages, reflecting buyers' efforts to improve affordability...