Rates could dip to high-5% by Dec '26... while prices creep up 1-4%. Wait for a 5.9% rate? Price may rise to ~$423K, making your payment ~$2,354. That’s an $85/month saving… but rent averages $2K & could keep rising. Inventory jumped 12.6%, but 38% of sellers pulled listings—good houses go FAST. Check if you qualify: mortgage ≤ 28% of your...
A 1% drop in mortgage rates could add 5.5 million buyers to the market; rates have already fallen 0.75%. Current rates near 6.25% suggest only a 0.25% further drop is needed to unlock this demand. Experts predict rates around 6.2% in 2026, supporting modest affordability improvements and increased inventory. Median home prices have declined, easing monthly payments. The 2026 housing market may normalize...
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